Money
Why is it the more money I make the more I want to spend?
I am too old to be living for the moment. I have to realize I will always have an income, I will always have the ability to provide for my family and myself and I DO NOT need to eat out daily, buy inconsequential crap, and that a new comforter is NOT going to change my world, make me any happier or provide economic security. My house is great and when I have SAVED the money to do the repairs or upgrades I want then & only then will I make them.
I am sorry Kurt that I have been fiscally irresponsible. But I promise from today forward I will live within our means. We will put a budget down on paper and then live it!
Oh... this is going to be painful!!!!!!!!!!!!!!
I do not think of myself as materialistic. I do have two car payments, a mortgage, utilities, and of course dogs. But quite honestly, if I actually practiced my budget I would have extra money every month. Yet I am still not caught up to where we want to be.
Sireina and I discussed this topic yesterday. Why do we live in a poverty mentality? We earn decent money. We are not poor but solidly middle class. Yet we want to spend every last dime.
Well, today is the day I get back on budget and commit to a savings & retirement plan.
Sireina and I discussed this topic yesterday. Why do we live in a poverty mentality? We earn decent money. We are not poor but solidly middle class. Yet we want to spend every last dime.
Well, today is the day I get back on budget and commit to a savings & retirement plan.
I am too old to be living for the moment. I have to realize I will always have an income, I will always have the ability to provide for my family and myself and I DO NOT need to eat out daily, buy inconsequential crap, and that a new comforter is NOT going to change my world, make me any happier or provide economic security. My house is great and when I have SAVED the money to do the repairs or upgrades I want then & only then will I make them.
I am sorry Kurt that I have been fiscally irresponsible. But I promise from today forward I will live within our means. We will put a budget down on paper and then live it!
Oh... this is going to be painful!!!!!!!!!!!!!!
posted by Kelly @ 10:04 AM
4 Comments:
At 2:57 PM,
Tanya said…
I feel this will work as well as your getting up early at the butt crack of dawn and walking daily. NOT
At 8:19 AM,
The one and only Tree said…
Way to be supportive Tanya!
Budgeting is like anything in life...takes practice to stick to it...but you will be happy when you do:) Good luck:) I read a great book not too long ago you should give it a try. Called the "Money Makeover".
At 11:27 AM,
Kelly said…
Well, I am going to need it. We have a lot of plans and to accomplish it I have to stop sabotaging our economic security. Thank you for the support.
At 8:00 AM,
Tanya said…
I'm sorry, I meant to support you. I really did. I still love you Kelly! :)
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